:root{--ink:#1b302d;--forest:#103e35;--deep:#0b2f29;--gold:#a67d32;--muted:#51625b;--paper:#fffdf9;--cream:#f6f2e9;--line:#e0d9ca}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 Arial,Helvetica,sans-serif}
a{color:var(--forest);text-underline-offset:3px}
a:hover{color:#815e20}
a:focus-visible,button:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
img{max-width:100%;height:auto}
.container{max-width:1190px;margin:auto;padding-inline:32px}
.skip{position:absolute;left:12px;top:-80px;background:white;padding:12px;z-index:20}.skip:focus{top:12px}
.gold-line{height:5px;background:var(--gold)}
.site-header{background:#fff;border-bottom:1px solid #ece7dc}
.header-inner{display:flex;min-height:0;padding-block:8px;align-items:center;justify-content:space-between;gap:25px}
.brand{display:block;flex:none;line-height:0}
.brand img{display:block;width:145px;height:auto}
.header-motto{flex:0 1 290px;margin:0;color:#8a6424;font:italic 18px/1.35 Georgia,'Times New Roman',serif;text-align:center}
.header-motto span{display:block}
.site-header nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:700}
.site-header nav a{text-decoration:none;color:#344d45;white-space:nowrap}.site-header nav a:hover,.site-header nav a.current{color:#8a6424}
.site-header nav .nav-cta{border:1px solid var(--gold);padding:10px 14px}
.nav-group{position:relative;color:#344d45}
.nav-group summary{list-style:none;cursor:pointer;white-space:nowrap;padding:10px 0}
.nav-group summary::-webkit-details-marker{display:none}
.nav-group summary span{color:var(--gold);margin-left:4px}
.nav-group.current summary,.nav-group summary:hover{color:#8a6424}
.nav-group summary:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
.nav-menu{position:absolute;right:0;top:100%;z-index:30;display:grid;min-width:215px;background:#fff;border:1px solid var(--line);box-shadow:0 16px 30px #1b302d22;padding:8px}
.nav-group:not([open]) .nav-menu{display:none}
.nav-menu a{display:block;padding:10px 13px;line-height:1.35}
.nav-menu a:hover{background:var(--cream)}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.17;letter-spacing:-.025em}
h1{font-size:clamp(40px,4.4vw,66px);line-height:1.09;margin:15px 0 22px}
h2{font-size:clamp(29px,3vw,43px);margin:14px 0 19px}
h3{font-size:25px;margin:0 0 12px}
p{margin:0 0 18px}
.eyebrow{color:#906a2c;text-transform:uppercase;letter-spacing:.15em;font-size:12px;font-weight:800;margin:0 0 14px}
.hero{background:linear-gradient(110deg,#fffdf9,#f4f0e7);border-bottom:1px solid #e5ddce}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:58px;padding-top:73px;padding-bottom:79px;min-height:570px}
.hero h1{font-size:clamp(38px,3.6vw,50px)}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero .lede{font-size:19px;line-height:1.58;max-width:555px;color:#3f544d}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.button{display:inline-flex;min-height:49px;padding:10px 19px;align-items:center;justify-content:center;font-size:15px;font-weight:700;text-align:center;text-decoration:none;transition:transform .15s ease}
.button:hover{transform:translateY(-2px)}.button.primary{background:var(--forest);color:#fff}.button.outline{border:1px solid var(--forest);color:var(--forest)}
.hero-visual .evidence-figure{margin:0;padding:13px;background:#fff;box-shadow:0 23px 52px #1d302222;border:1px solid #e8e0d1;transform:rotate(1deg)}
.hero-visual .evidence-figure img{display:block;width:100%}
.evidence-figure figcaption{font-size:12px;line-height:1.45;color:#617069;margin:10px 3px 1px}
.section{padding:72px 0}.section .intro{font-size:18px;max-width:750px;color:var(--muted);margin-bottom:34px}
.tip-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}
.tip{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:26px 25px 27px;min-height:277px;transition:transform .15s,box-shadow .15s}
.tip:hover{transform:translateY(-3px);box-shadow:0 12px 25px #20352b13;color:var(--ink)}
.tip>span{color:#99722e;font-size:12px;font-weight:800;letter-spacing:.12em;margin-bottom:21px}
.tip p{font-size:15px;line-height:1.55;color:#52615a}.tip strong{font-size:14px;margin-top:auto;color:var(--forest)}
.route-strip{background:var(--cream);padding:62px 0 72px;border-block:1px solid #e5dfd2}
.route-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:30px}
.route-grid a{display:flex;flex-direction:column;gap:7px;background:#fff;padding:23px;text-decoration:none;border-bottom:3px solid var(--gold);min-height:123px}
.route-grid a:hover{background:#faf7f0}.route-grid b{font:25px Georgia,serif;color:var(--ink);font-weight:400}.route-grid span{font-size:13px;color:var(--muted)}
.dark-section{background:var(--forest);color:#fff;padding:72px 0 82px}
.dark-section .eyebrow{color:#dec995}.dark-section h2{max-width:830px}.dark-section .intro{color:#d2e0d7}
.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:32px}
.dark-section .choice-grid-single{grid-template-columns:1fr;max-width:calc((100% - 18px)/2)}
.choice{background:#faf8f1;color:var(--ink);padding:31px;display:flex;align-items:flex-start;flex-direction:column;min-height:282px}
.choice>span{font-size:12px;letter-spacing:.13em;color:#95702c;font-weight:800}
.choice h3{font-size:30px;margin:18px 0 11px}.choice p{font-size:16px;color:var(--muted);max-width:495px}
.choice>a{display:inline-flex;align-items:center;padding:10px 16px;background:var(--forest);color:white;text-decoration:none;font-weight:700;font-size:14px;margin-top:auto;min-height:45px}.choice>a:hover{background:var(--deep)}
.state-note{padding:55px 0}.state-note .container{display:grid;grid-template-columns:1fr 2fr;gap:45px;align-items:start}.state-note h2{font-size:31px;margin:0}.state-note p{max-width:770px;margin:0;color:var(--muted)}
.site-footer{border-top:1px solid var(--line);padding:34px 0 45px;font-size:13px;color:var(--muted);background:#fff}
.footer-inner{display:grid;grid-template-columns:1fr 1.4fr;gap:40px}.site-footer strong{color:var(--forest);font:small-caps 21px Georgia,serif}.site-footer p{margin:8px 0 0}
.footer-logo{width:150px;height:auto;display:block;margin-bottom:8px}.social-links{margin-top:13px!important}.social-links a{white-space:nowrap}
.article{padding:55px 0 85px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(220px,275px);gap:65px;align-items:start}
.breadcrumbs{display:flex;gap:9px;font-size:13px;color:var(--muted);margin-bottom:52px}.breadcrumbs a{color:var(--muted)}
.article h1{font-size:clamp(35px,3.4vw,46px);margin:0 0 20px}.article .article-lede{font-size:20px;line-height:1.55;color:#42564d;margin-bottom:38px}
.article h2{font-size:32px;margin:45px 0 16px}.article p,.article li{max-width:740px}.article ol{padding-left:23px}.article li{margin-bottom:11px;padding-left:4px}
.article .evidence-figure{margin:34px 0 47px;padding:12px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 31px #20352a0f}
.article .evidence-figure img{display:block;width:100%;height:auto}
.value-breakdown{margin:30px 0 40px;border-top:1px solid var(--line)}
.value-breakdown>div{display:grid;grid-template-columns:155px minmax(125px,185px) minmax(0,1fr);gap:17px;align-items:start;padding:16px 0;border-bottom:1px solid var(--line)}
.value-breakdown span{color:#815e20;font-size:13px;font-weight:800;letter-spacing:.055em}
.value-breakdown b{font:24px/1.2 Georgia,serif;color:var(--forest)}
.value-breakdown p{margin:0;font-size:15px;line-height:1.5}
.sidebar{margin-top:102px;background:var(--cream);border-top:3px solid var(--gold);padding:23px 22px;font-size:15px;line-height:1.55}
.sidebar b{font:22px Georgia,serif;font-weight:400}.sidebar p{margin:16px 0}.sidebar small{display:block;color:var(--muted);font-size:12px;margin:0 0 14px}.sidebar a{font-size:14px;font-weight:700}
.service-portrait{display:block;width:100%;aspect-ratio:1/1;object-fit:cover;object-position:center 25%;margin-bottom:20px}
.service-sidebar h3{font:21px/1.2 Georgia,serif;margin:21px 0 4px}
.sidebar-next{display:inline-block;margin-top:7px}.mobile-next{display:none}
.next-steps{margin-top:70px;padding:36px;background:var(--forest);color:#fff}.next-steps .eyebrow{color:#d8c18d}.next-steps h2{font-size:31px;margin:0}.next-steps .choice-grid{gap:13px;margin-top:27px}.next-steps .choice{padding:22px;min-height:262px}.next-steps .choice h3{font-size:23px}.next-steps .choice p{font-size:14px}
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.numbered section,.book-list section{display:grid;grid-template-columns:50px 1fr;gap:20px;border-top:1px solid var(--line);padding:22px 0}.numbered span,.book-list span{color:#a17730;font-size:14px;font-weight:800}.numbered h2,.book-list h2{font-size:27px;margin:0 0 8px}.numbered p,.book-list p{margin:0 0 6px}
.related{background:var(--cream);padding:24px;margin:33px 0}.related h2{font-size:25px;margin:0 0 17px}.related>div{display:flex;flex-wrap:wrap;gap:17px;font-size:15px;font-weight:700}
.book-list{margin-top:35px}.book-list a{font-size:15px;font-weight:700}.official-link{margin-top:25px;font-weight:700}
.book-actions,.guide-actions{display:flex;flex-wrap:wrap;gap:10px 22px;align-items:center;margin-top:17px}
.guide-actions .button{margin:0}
.book-actions a{display:inline-flex;align-items:center;min-height:36px}
.guide-offer{background:var(--cream);border-top:3px solid var(--gold);padding:28px 31px;margin:30px 0 48px}
.guide-offer h3{font-size:30px;margin:0 0 13px}
.guide-offer p:not(.eyebrow){font-size:16px;line-height:1.6}
.guide-offer .button{margin:5px 0 14px}
.guide-offer small{display:block;font-size:12px;line-height:1.5;color:var(--muted)}
.personal-offer{background:#fff;border:1px solid var(--line);border-left:4px solid var(--forest);box-shadow:0 16px 32px #20352a0a;padding:28px 31px 31px;margin:28px 0 22px}
.personal-intro{display:flex;align-items:center;gap:17px;margin-bottom:18px}
.personal-avatar{width:76px;height:76px;flex:none;object-fit:cover;object-position:center 23%;border-radius:50%;border:2px solid var(--gold)}
.personal-intro .eyebrow{margin-bottom:4px}.personal-offer h3{font-size:30px;margin:0}
.personal-offer p:not(.eyebrow){font-size:16px;line-height:1.6}
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.personal-offer .personal-terms{font-weight:700;color:var(--forest);margin-bottom:11px}
.personal-offer .button{margin-top:3px}
.guide-return{font-size:14px;margin-top:23px}
.claim-type-layout .article-lede{margin-bottom:24px}
.claim-cta{display:grid;grid-template-columns:88px minmax(0,1fr);gap:16px 21px;align-items:center;padding:28px 30px;background:var(--cream);border-top:3px solid var(--gold);margin:35px 0 24px}
.claim-cta img{grid-column:1;width:88px;height:88px;object-fit:cover;object-position:center 22%;border-radius:50%;border:2px solid var(--gold)}
.claim-cta>div{grid-column:2}
.claim-cta h2{font-size:26px;margin:0 0 8px}
.claim-cta p:not(.eyebrow){font-size:15px;line-height:1.55;margin:0}
.claim-cta .eyebrow{margin-bottom:7px}
.claim-cta .button{grid-column:2;justify-self:start;margin-top:2px}
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.claim-cta.compact h2{font-size:22px}.claim-cta.compact .button{flex:none}
.claim-scenarios{margin:6px 0 32px}
.claim-scenario{padding:21px 0 18px;border-bottom:1px solid var(--line)}
.claim-scenario:first-child{border-top:1px solid var(--line)}
.article .claim-scenario h2{font-size:25px;margin:0 0 9px}
.claim-scenario p{font-size:16px;line-height:1.58;margin:0}
.claim-path{margin:30px 0 35px;padding:24px 25px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 30px #20352b0c}
.claim-path .eyebrow{margin-bottom:12px}
.claim-path-origin{text-align:center;padding:12px 16px;background:var(--forest);color:white;font-weight:700}
.claim-path-branches{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:17px}
.claim-path-card{border:1px solid var(--line);border-top:3px solid var(--gold);padding:13px 12px;min-height:116px;background:var(--paper)}
.claim-path-card span{display:block;color:#926b2a;font-size:11px;font-weight:800;letter-spacing:.1em}
.claim-path-card strong{display:block;font-size:15px;line-height:1.32;margin:6px 0}
.claim-path-card small{display:block;color:var(--muted);line-height:1.45;font-size:12px}
.claim-path figcaption{font-size:12px;line-height:1.5;color:var(--muted);margin-top:15px}
.ownership-examples{margin:30px 0 36px;padding:24px 25px;background:var(--cream);border:1px solid var(--line)}
.ownership-examples .eyebrow{margin-bottom:5px}
.article .ownership-examples h2{font-size:27px;margin:0 0 21px}
.ownership-example-list{display:grid;gap:11px}
.ownership-example{background:white;border:1px solid var(--line);border-left:3px solid var(--gold);padding:16px 19px}
.ownership-example-head{display:flex;align-items:baseline;gap:14px;margin-bottom:9px}
.ownership-example-head span{font-size:11px;letter-spacing:.08em;color:#926b2a;font-weight:800;white-space:nowrap}
.ownership-example-head h3{font-size:20px;margin:0;color:var(--forest)}
.ownership-example p{font-size:14px;line-height:1.5;margin:0 0 5px}
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.article .ownership-takeaway{font-size:15px;line-height:1.6;color:var(--forest);margin:18px 0 0}
.claim-directory{margin-top:29px}
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.claim-directory>a:last-child{border-bottom:1px solid var(--line)}
.claim-directory>a>span{font-size:13px;font-weight:800;color:var(--gold)}
.claim-directory h2{font-size:26px;margin:0 0 7px}
.claim-directory p{font-size:15px;line-height:1.5;color:var(--muted);margin:0 0 8px}
.claim-directory strong{font-size:14px;color:var(--forest)}
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.service-contact{font-size:15px;line-height:1.8;margin:17px 0 0}
.service-review-link{font-size:15px;margin:9px 0 0}.service-review-link a{font-weight:700}
.home-hero{background:linear-gradient(115deg,#fffdf9 45%,#f4efe4);border-bottom:1px solid var(--line)}
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.home-hero h1{max-width:690px;font-size:clamp(38px,3.6vw,52px)}
.home-lede{font-size:19px;line-height:1.6;max-width:650px;color:#40574d}
.home-lede + .home-lede{margin-top:18px}
.home-identity{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);box-shadow:0 22px 48px #263e3217;padding:31px 35px}
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.home-identity h2{font-size:36px;margin:0 0 6px}.home-identity>p:not(.eyebrow){color:var(--muted)}
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.identity-contact h3{font:700 16px/1.4 Arial,Helvetica,sans-serif;margin:0 0 7px}
.identity-contact address{font-style:normal;font-size:16px;line-height:1.8;overflow-wrap:anywhere}
.identity-contact address a{text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:2px}
.identity-line{font-size:15px;line-height:1.5}
.identity-line strong{color:var(--ink)}
.identity-license>a{display:inline-block;font-size:15px;font-weight:700;margin-top:10px}
.home-section{padding:85px 0}.home-split{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(290px,.85fr);gap:90px;align-items:start}
.home-section h2,.home-service h2{font-size:clamp(33px,3.4vw,46px);margin:0 0 21px}
.home-section p,.home-service p{font-size:17px;line-height:1.65}.home-section .actions,.home-service .actions{align-items:center}
.text-link{display:inline-flex;align-items:center;font-size:15px;font-weight:700;padding:9px 0}
.home-note{background:var(--cream);border-top:3px solid var(--gold);padding:31px 33px}
.home-note h3{font-size:29px}.home-note p{font-size:16px}.home-note a{font-weight:700;font-size:15px}
.home-note small{display:block;color:var(--muted);font-size:13px;line-height:1.5;margin-top:23px}
.license-card{margin:0}.license-card img{display:block;width:100%;height:auto;border:1px solid var(--line);background:#fff}
.license-card figcaption{font-size:15px;line-height:1.5;margin-top:17px}.license-card figcaption strong{display:block;color:var(--ink);margin-bottom:9px}
.license-card figcaption a{display:inline-block}
.verify-note{color:var(--muted);font-size:14px!important;margin-top:22px}
.home-service{background:var(--forest);color:#fff;padding:85px 0 91px}
.home-service .eyebrow{color:#d8c18d}.home-service p{color:#e6eee9}.home-service p strong{color:#fff}
.home-service .button.primary{background:#f8f2e3;color:var(--forest);margin-top:12px}
.home-service-list{border-top:1px solid #8baba0;padding-top:25px}.home-service-list ul{list-style:none;padding:0;margin:0}
.home-service-list li{border-bottom:1px solid #507267;padding:15px 0;font-size:17px}
.home-why{background:var(--cream);padding:74px 0;border-bottom:1px solid var(--line)}
.home-why-grid{display:grid;grid-template-columns:minmax(240px,355px) minmax(0,1fr);gap:70px;align-items:center}
.home-why-photo img{display:block;width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 24%;box-shadow:0 18px 36px #20352a19}
.home-why h2{font-size:clamp(33px,3.4vw,46px);margin:0 0 21px}
.home-why p:not(.eyebrow){font-size:19px;line-height:1.65}
.home-why .home-why-signature{font:italic 24px/1.3 Georgia,serif;color:var(--forest);margin:27px 0 0}
.home-reviews{background:#fff;padding:76px 0 84px}.home-reviews h2{font-size:clamp(33px,3.4vw,46px);margin:0 0 12px}
.home-reviews>div>p:not(.eyebrow){font-size:17px;color:var(--muted)}
.home-reviews [class^="elfsight-app-"]{min-height:170px;margin-top:28px}
.home-learn{background:#fffdf9}.home-guide-preview{border-top:3px solid var(--gold);padding-top:16px;display:grid;grid-template-columns:45px 1fr;column-gap:11px}
.home-guide-preview span{color:#956d2b;font-weight:800;font-size:13px;padding-top:4px}.home-guide-preview p{font:22px/1.35 Georgia,serif;border-bottom:1px solid var(--line);padding-bottom:19px;margin-bottom:20px}
.umbrella-hero .home-hero-grid{padding-top:78px;padding-bottom:82px}
.umbrella-hero h1{max-width:650px;font-size:clamp(42px,4.1vw,58px)}
.umbrella-hero .home-lede{max-width:625px}
.audience-section{padding:70px 0 78px;background:#fff}
.audience-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.audience-card{display:flex;flex-direction:column;min-height:308px;padding:34px 38px;text-decoration:none;border-top:4px solid var(--gold);transition:transform .15s,box-shadow .15s}
.audience-card:hover{transform:translateY(-3px);box-shadow:0 16px 32px #1b302d17}
.audience-card>span{font-size:12px;font-weight:800;letter-spacing:.13em}
.audience-card h2{font-size:clamp(28px,2.6vw,37px);margin:19px 0 13px;max-width:455px}
.audience-card p{font-size:16px;line-height:1.55;max-width:450px}
.audience-card strong{font-size:15px;margin-top:auto}
.audience-card{background:var(--cream);color:var(--ink)}.audience-card>span{color:#936b2a}.audience-card p{color:var(--muted)}
.texas-letter{border-bottom:1px solid var(--line)}
.holder-hero{background:linear-gradient(115deg,#fffdf9,#f1ece0);border-bottom:1px solid var(--line)}
.holder-hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:70px;padding-top:88px;padding-bottom:92px}
.holder-hero h1{font-size:clamp(43px,4.2vw,59px);max-width:660px}
.holder-lede{font-size:19px;line-height:1.6;color:#40574d;max-width:630px}
.holder-intro-card{background:var(--forest);color:#fff;padding:37px 42px;box-shadow:0 24px 46px #1d302226;border-top:5px solid var(--gold)}
.holder-intro-card .eyebrow{color:#dec995}.holder-intro-card h2{font-size:35px;margin:0 0 20px}
.holder-intro-card p:not(.eyebrow){font-size:16px;color:#dcebe2;line-height:1.58}
.holder-intro-rule{border-top:1px solid #638176;padding:13px 0;font-size:15px}.holder-intro-rule span{color:#dcc58e;font-weight:800;margin-right:17px}
.holder-types{padding:77px 0 84px}.holder-types h2{max-width:750px}
.holder-type-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-top:34px}
.holder-type-grid>div{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:25px 23px;min-height:232px}
.holder-type-grid>div:last-child{grid-column:1/-1;min-height:0}
.holder-type-grid span{font-size:12px;letter-spacing:.1em;font-weight:800;color:#906a2c}
.holder-type-grid h3{font-size:25px;margin:18px 0 12px}.holder-type-grid p{font-size:15px;line-height:1.5;color:var(--muted)}
.holder-other{margin:22px 0 0;color:var(--muted);font-size:15px}
.holder-approach{background:var(--cream);padding:82px 0}
.holder-approach p{font-size:17px;line-height:1.65}
.holder-approach-note{background:#fff;border-left:4px solid var(--gold);padding:31px 35px;box-shadow:0 16px 32px #1d302213}
.holder-approach-note a{display:inline-block;font-weight:700;font-size:15px;text-decoration:none;border-bottom:2px solid currentColor;padding-bottom:3px}
.holder-contact{background:var(--forest);color:#fff;padding:75px 0 80px}
.holder-contact-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:85px;align-items:center}
.holder-contact .eyebrow{color:#e1c98f}.holder-contact h2{max-width:690px}
.holder-contact p:not(.eyebrow){color:#e4eee9;max-width:715px}
.holder-contact .button.primary{background:#f8f2e3;color:var(--forest)}
.holder-contact .text-link{color:#fff}
.holder-contact img{width:300px;height:300px;object-fit:cover;object-position:center 22%;border:6px solid #d7bd80;border-radius:50%}
.holder-contact-portrait{margin:0;text-align:center}.holder-contact-portrait figcaption{margin-top:16px;font:700 22px/1.3 Georgia,serif;color:#fff}
.status-example{margin:30px 0 35px;padding:22px;border:1px solid var(--line);background:#fff;box-shadow:0 12px 31px #20352a0f}
.tracker-compare{display:grid;gap:22px}
.tracker-caption{margin:0 0 9px;font-weight:700;color:var(--forest);font-size:15px}
.tracker-state{background:#63686d;color:#fff;padding:17px 19px 18px}
.tracker-head{display:flex;justify-content:space-between;align-items:baseline;gap:10px;font-size:14px}
.tracker-head strong{font:small-caps 20px Georgia,serif;letter-spacing:.02em}
.tracker-steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));margin-top:12px}
.tracker-steps span{border:1px solid #42474a;text-align:center;padding:5px 0;font-weight:700;font-size:17px}
.tracker-steps span.active{background:#9b240d;border-color:#9b240d}
.tracker-label{margin:14px 0 0;text-align:center;font-size:16px;font-weight:700;line-height:1.45;color:#fff}
.tracker-detail{display:grid;grid-template-columns:95px 1fr;border:1px solid #d8d7d4;background:#f3f3f2;font-size:14px;line-height:1.5}
.tracker-detail b{background:#e3e0db;border-right:1px solid #d8d7d4;padding:11px 13px}
.tracker-detail p{margin:0;padding:11px 13px}
.status-example figcaption{padding-top:13px;font-size:12px;line-height:1.45;color:var(--muted)}
@media(max-width:1050px){.hero-grid{gap:28px}.site-header nav{gap:15px}.route-grid,.tip-grid{grid-template-columns:repeat(2,1fr)}.article-layout{gap:35px}}
@media(max-width:1050px){.home-hero-grid{gap:35px}.home-split{gap:42px}}
@media(max-width:1050px){.holder-hero-grid{gap:38px}.holder-type-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.container{padding-inline:23px}.header-inner{min-height:0;padding-top:15px;padding-bottom:14px;flex-direction:column;align-items:flex-start;gap:10px}.header-motto{flex:none;text-align:left;font-size:16px}.header-motto span{display:inline}.site-header nav{flex-wrap:wrap;gap:10px 18px;font-size:13px}.hero-grid{grid-template-columns:1fr;padding-top:48px;padding-bottom:56px;min-height:0}.hero-visual .evidence-figure{transform:none;max-width:600px}.section,.dark-section{padding:55px 0}.tip-grid{grid-template-columns:1fr}.tip{min-height:0}.route-strip{padding:55px 0}.article-layout{grid-template-columns:1fr}.article{padding:34px 0 65px}.breadcrumbs{margin-bottom:36px}.sidebar{margin-top:0}.sidebar-next{display:none}.mobile-next{display:inline-block;margin:0 0 21px;font-size:15px;font-weight:700}.state-note .container,.footer-inner{grid-template-columns:1fr;gap:10px}.choice-grid{grid-template-columns:1fr}.choice{min-height:240px}.next-steps{padding:23px}.next-steps .choice{min-height:0}}
@media(max-width:760px){.dark-section .choice-grid-single{max-width:none}}
@media(max-width:760px){.claim-type-layout .sidebar{display:none}.claim-cta.compact{align-items:flex-start;flex-direction:column}.claim-cta{grid-template-columns:72px minmax(0,1fr)}.claim-cta img{width:72px;height:72px}}
@media(max-width:760px){.home-hero-grid,.home-split,.home-why-grid{grid-template-columns:1fr;gap:35px}.home-hero-grid{padding-top:55px;padding-bottom:63px}.home-identity{max-width:560px}.home-section,.home-service,.home-why,.home-reviews{padding:65px 0}.home-why-photo{max-width:420px}.home-why-photo img{aspect-ratio:4/3}.home-service-list{margin-top:7px}}
@media(max-width:760px){.holder-hero-grid,.audience-grid,.holder-contact-grid{grid-template-columns:1fr}.holder-hero-grid{padding-top:58px;padding-bottom:64px}.holder-contact-grid{gap:38px}.holder-contact img{width:220px;height:220px}.audience-section,.holder-types,.holder-approach,.holder-contact{padding-block:57px}.audience-card{min-height:0}}
@media(max-width:760px){}
@media(max-width:475px){}
@media(max-width:475px){.tracker-head{flex-direction:column;gap:2px}.status-example{padding:14px}.tracker-state{padding:14px}.tracker-label{font-size:15px}.tracker-detail{grid-template-columns:70px 1fr}}
@media(max-width:475px){.brand img{width:130px}.site-header nav{gap:7px 14px}.site-header nav .nav-cta{padding:5px 8px}.hero h1{font-size:36px}.hero .lede{font-size:17px}.button{width:100%}.route-grid{grid-template-columns:1fr}.route-grid a{min-height:0}.article h1{font-size:32px}.article .article-lede{font-size:18px}.value-breakdown>div{grid-template-columns:1fr;gap:5px}.numbered section,.book-list section{grid-template-columns:32px 1fr;gap:10px}.next-steps .choice-grid{margin-top:20px}}
@media(max-width:475px){.claim-path-branches{grid-template-columns:1fr}.claim-path-card{min-height:0}.claim-cta{display:block;padding:23px}.claim-cta img{float:left;margin:0 15px 8px 0}.claim-cta>div,.claim-cta .button{display:block;clear:both}.claim-cta h2{font-size:23px}.claim-cta .button{margin-top:17px}.claim-scenario{padding:19px 0}}
@media(max-width:475px){.ownership-examples{padding:16px}.ownership-example{padding:14px}.ownership-example-head{display:block}.ownership-example-head h3{margin-top:2px;font-size:19px}}
@media(max-width:475px){.home-hero h1{font-size:36px}.home-lede{font-size:17px}.home-identity,.home-note{padding:24px}.home-identity .identity-line{flex-direction:column;gap:2px}.home-identity .identity-line strong{text-align:left}.home-section h2,.home-service h2{font-size:34px}.personal-offer{padding:23px}.personal-intro{align-items:flex-start}.personal-intro h3{font-size:27px}}
@media(max-width:475px){.umbrella-hero h1,.holder-hero h1{font-size:37px}.holder-lede{font-size:17px}.audience-card,.holder-intro-card{padding:26px}.holder-type-grid{grid-template-columns:1fr}.holder-type-grid>div{min-height:0}.nav-menu{left:0;right:auto}.site-header nav{gap:7px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.tip{transition:none}}